Retail + POS Lending

Real-time POS lending is here so you never have to worry about abandoned carts.

POS lending technology drives retail financing.

Being a POS lender, you are aware of the importance of making the correct choices and having the resources necessary to do it promptly. Whether you’re managing post-purchase payments, providing rent-to-own financing, or supplying retail financing, customers want an amazing user experience. You need technology that makes one-click financing possible, automated approvals that happen before a consumer has a chance to walk away, and data for retail credit risk management that also makes user experiences more straightforward.


You require technology that enables one-click financing, as well as automation that powers approvals before a customer has time to walk away — as well as data for retail credit risk management that also simplifies user experiences.

Swift approvals

Move customers through checkout lines more quickly with automated credit decisions and customized pricing.

Reduced risk

Thanks to straightforward data access and cutting-edge machine learning capabilities, you can identify buyer risk more accurately.

Faster launches

More swiftly introduce new products to the market. Utilizing our no-code tools, construct and launch as needed.

Pravidha's Global Impact

Pravidha can provide you with the knowledge, resources, and assistance you need to manage an international corporation because it has offices all over the world. We are your go-to company, no matter what time zone.

Do you wish to streamline your hiring procedures as much as possible? Your answer involves data. It is possible to swiftly interface with additional data sources using the Pravidha Marketplace. To increase the accuracy of your decision-making, look at both conventional and unconventional data sources.

  • Obtain access to both internal and external data sources.
  • The selection of data should support regional and global plans.
  • lessen the burden on customers

You should be able to increase company agility with the help of your risk technology. The development of risk strategy is in the hands of your team thanks to Pravidha’s visual, no-code drag-and-drop interface. Gain command over decision-making procedures, risk models, and data integrations.

  • Minimize your dependency on vendors, yet we remain at your disposal at all times.
  • Make schedule adjustments.
  • Quickly adapt to market changes

Using Pravidha’s model-agnostic cloud suite, you can reduce recoding delays. Without re-coding, upload predictive analytics models in R, SAS, Python, TensorFlow, and other computer languages. Then, utilize the visual user interface to test and deploy them.

  • Allow for collaborative team modeling.
  • introduction of new models quickly
  • Make use of artificial intelligence and machine learning tools.

With robust automation workflows that turn data into decisions in under a second, you can convert purchasers into borrowers. Use machine learning to increase accuracy, run apps through strong prediction models, and provide clients with personalized pricing options.

  • Workflows can be created, tested, and deployed in a visual environment.
  • Improve your risk-taking decisions.
  • Offer more affordable prices

You must swiftly recognize new threats and possibilities in a market that is changing frequently. By utilizing the strength of cutting-edge data science capabilities, our business intelligence solution enables you to dig deeper into your data.

  • Obtain current insights
  • Keep track of performance KPIs and forecasts.

With a no-code, visual interface that lets your teams interact, iterate, and introduce changes to the market more quickly, take control of innovation. Use autoscaling and support for numerous product lines to expand and change your business as you see fit.

  • Products are introduced in a fraction of the time.
  • Pivot in response to shifting market circumstances.

Decision-making based on demand