Buy Now, Pay Later

Is your decision-making technology scalable and built for the future?

Fuel Rapid Growth and Innovation with BNPL Lending Technology

The market for credit cards is estimated to be worth $8 trillion globally, but products that let you Buy Now, Pay Later (BNPL) are battling for market share! Pravidha collaborates with BNPL suppliers like you to aid in their rapid launch and growth.

 

If you want to survive in this cutthroat industry, regardless of whether you’re a startup, well established, or anything in between, you need technology that provides straightforward access to alternative data, powers real-time onboarding, and offers you the agility to quickly adjust to changing legislation.

 

Launch, deploy, hone, and innovate on your terms and timeline.

Increased Agility

It is simple to respond to shifting market conditions and upcoming legislation thanks to scalable and adaptable technology.

Improved Decision Making

Utilize alternative data to make the best onboarding and approval decisions in real-time.

Rapid Launch

You can get to market more quickly with a no-code user interface that facilitates a short launch, learn, and iterate cycle.

Without employing a hard credit pull, you can make decisions with Pravidha. You may quickly and easily create a customized data environment to meet all of your decision-making needs with the aid of our prebuilt integrations. There is rapid access to a wide range of alternative data, including behavioral scores, telecommunications, and more.

  • Make sure that issues with integration and data silos are resolved.
  • Utilize the marketplace to instantly connect data sources.
  • Include data sources directly in your decision-making processes.

Whether you are onboarding new merchants or enrolling clients at the point of sale, you must build a frictionless application experience that enables real-time KYC, lowers fraud, and powers precise credit approvals. Using Pravidha’s powerful onboarding automation capabilities, you can create a seamless and simple experience while adhering to the most demanding compliance and audit requirements.

  • power-packed, completely automated onboarding
  • incorporating all available fraud detection tools
  • reduced abandonment

The Pravidha AI-Powered Risk Decisioning Platform creates a risk decisioning ecosystem by fully automating decision-making across the customer lifecycle, including credit line management, transaction approvals, and collections methods. Straight-through processing, which underpins real-time decisioning, makes it feasible to provide customers with fast approvals that encourage loyalty at the register.

  • simplify the checkout process
  • Improve the user experience
  • increase your competitive advantage.

 

You need to prioritize improvements, find insights, and come to market rapidly in a field that is changing quickly while also being prepared for what the future may hold. Pravidha’s no-code UI supports the rapid deploy (initiate), learn (evaluate), and iterate cycle, which can assist you in fostering the innovation that underpins growth. Take control of the process and reduce your reliance on vendors.

  • Iterating a process simply and deploying changes quickly
  • Use pre-built dashboards to visualize data.

Democratize data access over the whole customer lifecycle.

Pravidha supports a wide range of cutting-edge machine learning and analytics tools. Your team may deploy models in R, Python, SparkML, TensorFlow, and other languages thanks to the platform’s model independence, which also removes the time-consuming recoding processes that slow you down. Is a lack of talent impeding your plans for machine learning? Contact us to learn more about the special BNPL models that our in-house data science team has developed.

  • one single spot for both decision-making and outside data
  • Both business and technical users can benefit from real-time model deployment and retraining
  • Access to use a visual user interface that is simple and intuitive to use.

 

For individuals that would like a hands-off option for onboarding and approvals for Buy Now, Pay Later transactions, Pravidha provides our Decisioning-as-a-Service (DaaS) solution. DaaS provides a configurable, market-leading decisioning solution for BNPL providers seeking a no-maintenance option. Through a single API, we have used our state-of-the-art technology and years of industry knowledge to power real-time decisioning.

  • Choose a BNPL decisioning solution that is appropriate.
  • Simply give the data, and we’ll reply with a conclusion.
  • Get your product published more quickly.

Pravidha's Global Impact

Pravidha can provide you with the knowledge, resources, and assistance you need to manage an international corporation because it has offices all over the world. We are your go-to company, no matter what time zone.